Farmers Insurance Agents: What if a tree falls on your home?

A gush of wind comes along and knocks over a tree from your yard onto a neighbor’s home, now what do you do? There are possibilities for high winds during this time of year and your falling tree, while a rare occurrence, could land on someone else’s home causing everyone to be in a state of panic. Have you ever wondered if your insurance policy covers the cost of damages done to someone else’s home? This is an interesting scenario and it is always a possibility. In this type of situation there would be a certain way things were handled by your Farmers insurance agent in Oklahoma City near Midwest City, OK.

First things first; try to remain calm. If you have a specific claim then you should always call your Farmers insurance agent, in Oklahoma City near Midwest City, OK, right away. Nonetheless; the insurance provider for the home that is damaged is responsible for taking care of the claim. In this scenario, the wind is considered a natural event and would not be deemed as negligence on the home owner’s part. This would also be the same for you in the event that a tree fell on your home.

In the case that the tree was found to be rotted or there was proof that the tree should have been removed, there may be a claim for negligence. If you have a suspicion that your trees are at the point that they may need to be removed from your home, then it might be a good idea to consider having a professional take a look for you. Having aging trees removed from your property will be a time and money saver. This could also save your home or a neighbor’s home from getting damaged.

Beware of falling trees and if there is ever a problem just give your friendly Farmers insurance agent a call.

A little bit about ourselves:

The Scott Godwin Insurance Agency, based in the Oklahoma City, Midwest City area. I have a full service insurance agency dedicated to serving all clients’ insurance needs across the Oklahoma City, Midwest City area. Supporting the proud history and tradition of Farmers Insurance Group, our Oklahoma City, Midwest City agency’s mission is to serve you, the client. Scott Godwin Insurance Agency of the Oklahoma City, Midwest City area offers three distinctive areas of insurance products in the company: Personal/Home/Auto Insurance, Commercial/Business Insurance and Health Insurance. Call Scott to allow us to provide you, the customer, complete satisfaction and confidence that you are dealing with the most informative Oklahoma City, Midwest City insurance professional.