Farmers Insurance Agents: Keeping you in the know

When searching for car insurance in Oklahoma City, OK a lot of people have questions about what type of insurance is the best fit for them. Car insurance is important to have in the event of an accident. Of course, no one likes to think that a car accident can happen to them, but statistics show that it is likely that you will be in an accident sometime during your driving experience. The time to be prepared for when an accident happens is before an accident takes place. There are two types of car insurance we will discuss in this blog, today: Liability and Full coverage insurance.

Liability insurance is one type of car insurance and there are two pieces that make up the puzzle of liability insurance: bodily injury liability and property damage liability. More specifically, liability insurance is what protects you if you’re at fault for an accident and someone was hurt or their property has been damaged. This does not cover damage to your own vehicle. A Farmers insurance agent in Oklahoma City, OK can help you determine what limits you will need if you determine this type of insurance coverage is what you want.

Full coverage insurance is another type of car insurance. Full coverage usually means that the insurance policy has both liability coverage and coverage for damage to your vehicle. It doesn’t automatically mean that everything is covered, but you can view your Policy Declaration page that will list the coverage you select to know what all is covered. This is gone over in detail with your Farmers insurance agent.

Most states require you to carry, at the very least, liability insurance. This information is needed to register your vehicle and renew your license. Keep in mind, that even if the minimum insurance is all that is required by the state, the liability insurance may not be enough to cover damages after an accident. This will result in you, the driver, having to may out of pocket expenses. If you do not want to be strapped with this predicament then you should consider getting full coverage insurance.

A Farmers insurance agent in Oklahoma City, OK can help you select car insurance coverage that fits your needs and budget.

A little bit about ourselves:

The Scott Godwin Insurance Agency, based in the Oklahoma City, Midwest City area. I have a full service insurance agency dedicated to serving all clients’ insurance needs across the Oklahoma City, Midwest City area. Supporting the proud history and tradition of Farmers Insurance Group, our Oklahoma City, Midwest City agency’s mission is to serve you, the client. Scott Godwin Insurance Agency of the Oklahoma City, Midwest City area offers three distinctive areas of insurance products in the company: Personal/Home/Auto Insurance, Commercial/Business Insurance and Health Insurance. Call Scott to allow us to provide you, the customer, complete satisfaction and confidence that you are dealing with the most informative Oklahoma City, Midwest City insurance professional.